Paul Hoban

In association with ItsMyLaw Paul provides fully independent, fee based financial planning advice. His team at London Wealth Management (LWM) can assist with personal finance issues associated with the change from a fully employed position to working on your own. This may mean researching current arrangements, and reporting both initially and on an ongoing basis. Understanding what benefits you had at your previous firm and the most suitable way to replace them is an important part of the decision making and an independent, professional view should make this a simpler process.

As an FSA regulated firm, LWM also provides both Discretionary and Advisory investment management for private client assets, such as Self Invested Personal Pensions (SIPP's), ISA (Individual Savings Account) and onshore portfolios.

Areas of Financial Planning Advice

1. General financial planning advice / tax efficiency
2. CGT and tax schedules for "self assessment".
3. Financial modelling / income planning in retirement.
4. Pensions (annuities, income drawdown (USP), legislation changes)
5. Estate Planning (IHT)
6. Investments (ISA's, Capital Gains Tax, Dividends, Interest)
7. Cash Management (knowledge of most competitive market rates and underlying counterparty risk)
8. Attitude to investment risk, and ongoing monitoring and analysis
9. Regular reviews (sounding board for all personal finance issues/changes in legislation)
10. Access to mortgage advice as well as advice on investments and other appropriate financial advice for family members.

BUSINESS CAREER

Paul is a founding Director of London Wealth Management. Starting in the financial planning and insurance industry sector in the mid 1980's Paul gained both technical and large corporate operational experience through City and Edinburgh based insurers, before turning to the Private Client advice sector in 1995. As a Board Director of SMA Consultants Ltd, he was part of the team that led a buy out by Bestinvest in 2004.

This senior management experience has maintained a client focus whether through advice to individuals and/or employers. Specifically this advice has majored on the legal profession, to law firms, chambers, lawyers and barristers.

Paul is fully qualified to the AFPC (Advanced Financial Planning Certifcate) benchmark, and has concentrated further qualifications in the retirement planning and taxation areas.